Short-term finance can provide a much-needed lifeline to those trying to pay for unexpected emergencies or bills when finances are short at the end of the month.

Short-term loans and personal loans, for example, are designed to be accessible and flexible forms of short-term finance. They are unsecured, meaning that no assets – such as a house or car – need to be used as collateral against them and most lenders, upon approval of an application, distribute the monies on the same day.

Undoubtedly, for those who need a little financial boost to resolve issues quickly and only need a small amount of money, short-term finance is one of the best options.

But before taking out any form of short-term finance – whether a short-term loan or personal loan – knowing the basics is essential. In our free eBook, ‘A quick guide to short-term finance in the UK' we explain everything applicants need to know both before applying for a loan and while the loan is being repaid.

In the eBook, we explain:

  • How to apply
  • Interest rates and APR
  • Credit scores
  • Hard and soft inquiries
  • Using loans responsibly
  • Managing repayments
  • Early repayments and late fees

Download our free eBook by completing the form to the right and find out everything you need to know to make an informed and responsible borrowing decision.

Our loans are designed for short-term use only and shouldn’t be used to manage existing debt. There may be other, cheaper, or more suitable, forms of credit available that meet your needs at the time.